how do you obtain disability insurance if you’re diagnosed with sleep apnea?
After 20 yrs in the same hospital, I’m leaving my pharmacist job to work as an independent contractor. In preparation for my move, I applied for disability insurance thru a large insurance company but was denied coverage because I was diagnosed with sleep apnea.
Any suggestions out there? Will this continue to haunt me? I had the test done because my wife said I snored too much. Had I never been tested, I’d be on my merry way with a disability policy in hand.
Tagged with: disability insurance • disability policy • independent contractor • insurance • insurance company • merry way • pharmacist job • sleep • sleep apnea
Filed under: Sleep Apnea Symptoms
You likely will not be able to obtain coverage. Sleep Apnea is rather expensive for an insurance company due to the high costs of CPAP machines and masks. The only way around this might be to convince an insurance company to let you sign a waiver absolving them from having to cover your Sleep Apnea.